Everyday Automation: How Voice Payments Are Being Heard

Posted by Kristen Jason, Alison Arthur and Tiffany Taylor on 24 Mar 2022

Our voices are becoming more powerful than ever. Thanks to advancements in artificial intelligence (AI), natural language processing (NLP), and smart home devices, our voices can control everything from turning up our thermostats to selecting our favorite television shows.

It wasn’t so long ago that intelligent personal assistants that respond to voice commands were considered cutting edge, but they’re also becoming more commonplace in our daily lives, especially in the aftermath of the global pandemic when adoption swung abruptly upwards with Juniper Research projecting there will be 8.4 billion devices in use by 2024.

The pandemic has given voice assistant technology another level of importance and has opened new avenues for its use. For example, Mayo Clinic used Amazon Alexa to assess symptoms and access information on COVID-19. Amazon has imparted the ability to answer tens of thousands of questions related to the virus. Alexa’s Mayo Clinic First-Aid skill offers self-guidance.

As the technology that powers intelligent personal assistants continues to be refined, there are new applications for it created daily. Here are three innovative uses of voice commands via smart home devices that help automate everyday tasks.

1. Voice shopping

With the uptick in popularity of shopping from home, voice shopping using a smart speaker has proven to be a huge convenience. Amazon built a voice shopping experience that makes reordering and buying new products via Alexa easier than ever. Using a simple command like, “Alexa, order paper towels”, gives shoppers the ability to either reorder items from their order history or have Alexa find new items to buy. The final price is always provided before order confirmation. And if the user doesn’t have an Alexa home device, they can access voice shopping via the Amazon mobile app.

Google offers a similar experience through Google Express in which Google Assistant responds to voice commands via Google Home devices. There is free shipping for orders above the store minimum, and Walmart and Target both offer products via the service, meaning there is a large assortment of products to choose from. As with Alexa, a Google Home device is activated using a voice command like, “OK Google, order paper towels”, and different options are given along with their total prices including tax. Once a product is confirmed by the user, the order is placed. Voice Match enables users to secure Google Assistance purchases. Using your voice has the potential to be more seamless than responding to a fingerprint or face unlock prompt. 

2. Voice donations

Amazon has enabled Alexa to users make charitable donations using voice commands via Amazon Pay. Users can either direct a donation to a specific charity that’s on the platform or say, “Alexa, make a donation,” and Alexa can suggest a charity. Almost 400 nonprofit organizations have registered to accept donations via Alexa, (the list of charities is available here) and it continues to grow, making supporting charitable organizations easier than ever.

3. Voice bill payments

While voice commands can facilitate common tasks around your home, they can also facilitate the transactions that keep your home running (think mortgage, utilities, insurance, and auto finance payments). Intelligent personal assistants like Amazon Alexa and Google Assistant can also facilitate bill payment tasks like inquiring about account balances, checking due dates, and making voice-activated payments. By automating these important transactions, intelligent personal assistants can help users keep their finances on track and facilitate on-time bill payments.

The Bottom Line: Voice technology is facilitating everyday tasks like never before. One day medical robots may be able to take over for nurses and doctors with some tasks initiated via voice interaction. For now, in addition to checking the weather, playing music, and setting reminders, it can also automate transactions that keep households running smoothly – like making on-time bill payments.

Updated from a blog originally published May 28, 2020

Read about how the IoT affects payments in the blog, Payments and the Internet of Things (IoT)

Alacriti created Ella, an AI-powered chatbot that facilitates seamless, personalized, and context-aware interactions between you and your customers through messaging apps, intelligent personal assistants, and directly on your website. To find out how Ella can transform how you engage with your customers, contact us at (908) 791-2916 or

Stay connected. Get the latest delivered to your inbox.
Kristen Jason Associate Director, Product Marketing Kristen is responsible for marketing strategy and content for Alacriti while staying abreast of industry trends. She offers over 17 years of marketing experience, including 8 years of experience in financial technology and payments. Kristen holds a Bachelor of Science in both Psychology and Business Administration from Florida A&M University and a M.B.A from the University of Central Florida.
Alison Arthur Product and Content Marketing Manager Alison creates timely product marketing and thought leadership content that keeps Alacriti's community informed on the latest developments in billing and payments technology. With a background in payments and financial services, Alison specializes in composing content related to technology, security, compliance, and overall industry trends.
Tiffany Taylor Blog Contributor Tiffany Taylor is a technology marketing professional with broad expertise in a number of marketing disciplines and financial technology expertise including payments, retail and digital banking, core processing, and lending. As the owner of Tiffany Taylor Marketing, Tiffany brings a well-rounded perspective to FinTech marketing and creative content development.

Related Articles

  • 28 Mar 2022 Blog Real-Time Everything

  • 22 Mar 2022 Blog The Fastest Route to Faster Payments Success

  • 16 Mar 2022 Blog Billing and Payments for Credit Unions: 7 Questions to Consider