Premiums & Claims— Unified Payments
Alacriti helps insurers modernize premium collections and claims disbursements with Orbipay EBPP and Orbipay Payouts—improving the policyholder experience while reducing operational cost and complexity.
Challenges
Modernizing Insurance Payments Without Disrupting Core Systems
Insurers must deliver faster, more flexible payment experiences—while maintaining the stability and compliance of their existing policy and claims systems. Common pain points include:
Complex regulatory and compliance requirements
Late or missed payments impacting retention and receivables
Check-heavy disbursements and limited payout status visibility
Inadequate self-service tools driving up call center volume
Managing premiums, claims payouts, commissions, refunds, and policy funding across disconnected systems
Manual reconciliation between application funding and policy records during underwriting and binding
Modernization isn’t about replacing what works. It’s about adding a unified orchestration layer that connects systems and improves the policyholder experience.
Solutions
Insurance Payments, Unified
Supporting the full payment lifecycle—from premium collection to claims settlement.
Orbipay EBPP
A Modern Platform for Insurance Billing and Premium Payments
Orbipay EBPP is a configurable, cloud-based electronic bill presentment and payment solution that helps insurers streamline premium collections, improve policyholder experience, and simplify billing operations.
Platform Benefits and Capabilities
What Makes Orbipay EBPP Different?
- Unified billing and payment experience across all channels
- Flexible payment options, including One-Time, Recurring, and Autopay
- Support for key payment methods, including ACH and card
- Consolidated customer and payment views
- Built-in security and compliance controls
Orbipay Payouts
Digital Claims and Refund Disbursements for Insurers
Orbipay Payouts enables insurers to deliver electronic claims payments, refunds, and other disbursements efficiently—reducing reliance on paper checks while improving the policyholder experience.
Platform Benefits and Capabilities
What Makes Orbipay Payouts Different?
- Secure payee portal for enrollment and payout tracking
- Internal visibility into payee profiles and disbursement activity
- Automated alerts and notifications
- Built-in security and compliance controls
Value
Why Alacriti?
We help insurers modernize payments without introducing unnecessary complexity or operational risk. With Alacriti, you gain:
A unified platform for premium collections and digital disbursements
Built-in security and compliance controls
Policyholder-first experiences across billing and claims
Greater visibility across inbound and outbound payment flows
Reduced manual reconciliation during underwriting and policy binding
Cloud-based platform aligned to your operational workflows
Did You Know?
41% of licensees within one of the largest U.S. health insurance networks use Alacriti’s Orbipay EBPP solution
Business Impact
With Our Solutions,
Your Organization Can:
- Deliver Better Policyholder Experiences
- Accelerate Claims Payouts
- Increase Digital Adoption
- Reduce Operational Burden
- Strengthen Security & Compliance
- Modernize Without Core Disruption
Customer Perspectives
We Help Customers Achieve Superior Business Outcomes
White-Label Options
Offer Modern Insurance Payments Under Your Brand
Alacriti’s platform supports a fully white-labeled model, enabling insurers to deliver premium payment portals, claims disbursement experiences, and digital servicing tools under their own brand. With white labeling, insurers can:
- Launch branded premium and claims portals
- Maintain consistent policyholder experiences
- Accelerate time to market
- Reduce development overhead
- Scale infrastructure as adoption grows
Deliver modern payments technology—powered by Alacriti, branded by you.
Modernize Your Payments. Maximize Your Efficiency.
See how Alacriti helps insurers reduce costs, increase on-time collections, and improve the policyholder’s experience.
