Author name: ruhsora@alacriti.com

The State of Payments Modernization: Insights from Financial Institution Leaders

71% of financial institutions say instant payments are now critical—yet many are still unable to deliver. This research reveals a growing disconnect between the strategic importance of payments modernization and the realities of execution. While financial institutions recognize the need to support real-time, multi-rail payments, progress is often slowed by legacy systems, operational complexity, and

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