Fast, modernized payment solutions for your members
Credit unions across the country partner with Alacriti to deliver unparalleled payment experiences to their members through our unified money movement and payments hub solutions
Credit unions trust Alacriti
Your members pay how they want, when they want
With a growing demand for instant payment options and an improved user experience in the lending industry, our solutions allow you to modernize your payments and gain operational savings—while providing your members with the convenience of managing their accounts and repayments their way.
With 20 years in payments, we deliver a user experience and depth of feature functionality and integrations that are unsurpassed in the market.
Technology to modernize your payments infrastructure and management
Increase Member Satisfaction & Retention
Offer new solutions and modernize the old to accelerate payments modernization and deliver intuitive, frictionless, unified money movement experiences to your members, increasing satisfaction and retention.
Operational & Cost Efficient
Streamline workflows, automate manual processes with full visibility across all payment rails, and leverage existing tech infrastructure (core, digital banking etc.) while reducing overhead costs for your financial services for operational efficiency.
Rapid Time To Value
Quickly deploy money movement services and connection to new real-time rails using our out-of-the-box integrations with existing credit union systems and stay competitive.
Scalability & Resilience
Future-proof your systems with a cloud-native, microservice-based, and API-driven approach for scalability and resilience with pre-built integrations.
Products for your payment needs
Payments Hub
Flexibility and consumer-centricity is at our core. No matter the size of the financial institution or business, our solutions are easily configurable to meet specific needs.
Our bespoke approach and grow-as-you-go model means fast, seamless, and cost-effective delivery of modern money movement experiences to your consumers.
End-to-end payment orchestration and processing via:
- TCH’s RTP® network
- FedNow® Service
- Visa Direct
- Fedwire
- ACH payment rails
Unified Money Movement
Our suite of unified payments applications offers a fully integrated, customizable money movement solution that facilitates the fast and simple delivery of modern payment experiences to your users, connecting with your existing systems.
A seamless experience across every consumer touchpoint, including:
- Electronic Bill Presentment & Payment (EBPP)
- A2A Transfers
- Digital Disbursements
- Request for Pay (RfP)
Electronic Bill Payment & Presentment (EBPP)
Highly scalable and designed for business and financial institutes of all sizes, Orbipay EBPP is the most customizable cloud-based billing and payments solution that’s built to adapt quickly to the changing needs of your business and your consumers.
More consumer options, better payment experiences, and entirely configurable means:
- Accelerated receivables
- Reduced operating costs
- Improved customer satisfaction and retention
Flexible Payment Solutions for Consumers, SMBs, and Commercial Banking
Our Unified Money Movement solutions support the unique needs of consumers, SMBs, and commercial customers. Seamlessly integrated with digital banking systems, these solutions provide tailored payment processing, access control, and operational oversight to address the unique requirements of credit unions, such as:
- Support for Diverse Payment Types – Handle a wide range of transactions, from real-time disbursements and loan payments to large-scale corporate transfers.
- Smart Controls & Permissions – Define who in the business can initiate, approve, or process payments with custom approval levels.
- Advanced Reporting & Analytics – Track, manage, monitor, and reconcile payments with robust tools for compliance with regulations.
Case Study
Veridian Case Study
245%
Growth in RTP transactions
263%
Growth in RTP send
11
weeks – Time to deploy the solution
