Why Request for Payment (RfP) Is the Next Big Shift in Credit Union Payments

Credit unions are consistently looking for ways to modernize bill pay, reduce friction, and meet members’ expectations for faster, more intuitive digital experiences. With real-time payments gaining momentum and new use cases emerging across the RTP® network and the FedNow® Service, Request for Payment (RfP) is becoming a pivotal tool for improving convenience, streamlining loan and bill payments, and
strengthening member engagement.

In a Callahan-hosted session, Beyond Bill Pay: Using RFP and Real-Time Payments To Deepen Member Relationships, Stuart Bain and Mark Majeske explored how RfP is evolving, how it connects to broader real-time payment strategies, and why it’s poised to reshape how credit unions support account funding, recurring bills, and payment approvals across channels.

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