Instant payments continue to generate both excitement and uncertainty for credit unions. While adoption is accelerating, lingering myths around operational complexity, revenue impact, and fraud risk often stall progress.
In the CUBroadcast-hosted webinar Instant Payments Myths vs. Reality: What Credit Unions Need to Know, industry experts Mark Majeske, SVP of Faster Payments at Alacriti, and Steve Douglass, Vice President of Business Development at The Clearing House, set the record straight. The session explored key questions facing credit unions today—such as whether Send and Receive must be enabled together, how Request for Payment (RFP) fits into future use cases, and whether real-time payments threaten existing wire revenue—offering practical insights to help institutions separate fact from fiction.
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