As payment options continue to expand, financial institutions face a new challenge: deciding where to invest next. From the RTP® network and the FedNow® Service to ACH, wires, Request for Payment (RfP), cross-border transactions, and emerging technologies like stablecoins, banks, and credit unions must balance today’s operational priorities with tomorrow’s growth opportunities. The question is no longer whether to modernize payments, but how to prioritize investments that deliver the greatest value for customers while building a flexible foundation for future innovation.
During the ProSight Financial Association webinar, Payments Strategy in a Multi-Rail World: Prioritizing Your 2026 Investments, Mark Majeske, SVP of Faster Payments at Alacriti, joined Jo Nelson, Managing Director, Research, Fraud and Thought Leadership at ProSight, to discuss how financial institutions can evaluate payment capabilities based on customer needs rather than technology trends. The conversation explored the current state of faster payments adoption, the evolving roles of multiple payment rails, the importance of fraud prevention, and where emerging innovations like RfP and stablecoins fit into a long-term payments strategy.
