Payments that Move Credit Unions Forward
Alacriti helps credit unions modernize their payment strategies with a unified platform that strengthens member engagement, reduces operational burden, and unlocks new growth opportunities.
Challenges
Staying Competitive While Delivering Modern Member Experiences
Credit unions face increasing pressure to deliver fast, convenient, and secure payment experiences—while still managing costs, aging infrastructure, and limited resources.
Common challenges include:
Disconnected systems for loan payments, FedNow, wires, and other rails
Growing member demand to support RTP®, FedNow®, and other real-time options
Manual exceptions and back-office inefficiencies that slow operations
Expectations for seamless digital experiences across every channel
Modernizing payments doesn’t require a full core overhaul—just a unified, digital-first approach that brings all payment experiences together.
Solutions
Payments Hub
A Unified Platform to Power Every Member Payment
Orbipay Payments Hub provides credit unions with a single, modern platform for originating, receiving, and processing payments across all major rails — including RTP, FedNow, ACH, Wire, Card, Zelle, Visa Direct, and Cross-Border.
Platform Benefits and Capabilities
What Makes Orbipay Payments Hub Different?
- Unified Payments Architecture (all rails, one platform)
- ISO 20022-native
- Real-time messaging & orchestration
- Cloud-native, microservices architecture
- Modern API suite for rapid integration
Unified Money Movement
Our suite of unified payments applications offers a fully integrated, customizable money movement solution that facilitates the fast and simple delivery of modern payment experiences to your users, connecting with your existing systems.
A seamless experience across every consumer touchpoint, including:
- Electronic Bill Presentment & Payment (EBPP)/Loan Payments
- A2A Transfers
- Digital Disbursements
- Request for Pay (RFP)
Loan Payments
Highly scalable and designed for financial institutes of all sizes, Orbipay Loan Payments is the most customizable cloud-based billing and payments solution that’s built to adapt quickly to the changing needs of your business and your consumers.
More consumer options, better payment experiences, and entirely configurable means:
- Accelerated receivables
- Reduced operating costs
- Improved customer satisfaction and retention
Works with the Systems You Already Trust
Seamless integration with your:
Core banking platform
Digital banking system
Loan origination systems
Treasury and back-office systems
Fraud & risk platforms
Value
Why Alacriti?
We’ve helped credit unions of all sizes transform their digital payments experience, improving efficiency, driving loyalty, and adopting real-time rails with confidence.
With Alacriti, you get:
- Deep industry expertise
- A configurable, future-proof platform
- A partner who evolves with you
- White-glove implementation and ongoing support
Business Impact
With our solutions, your credit union can:
Adopt real-time and instant payment rails at your own pace, with a scalable platform built to evolve.
Deliver Exceptional Member Experiences
Modernize Without Compromising Your Core
Reduce Operational Burden
Unlock New Revenue Opportunities
Strengthen Security & Compliance
Position Your Credit Union for the Future
Customer Perspectives
We Help Customers Achieve Superior Business Outcomes
Launched Instant Payments and processed $15.5 MM in 3 months
Customer
Royal Credit Union
Industry
Credit Union
Veridian Credit Union Among the First To Connect to the FedNow® Service
Customer
Veridian Credit Union
Industry
Credit Union
Real-Time Results: 2,300+ Transactions and $5M Moved in Two Months at ABNB
Customer
ABNB Credit Union
Industry
Credit Union
Let’s Modernize Your Payments Strategy
See how Alacriti helps credit unions unlock the full power of real-time, digital, and unified payments.
