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RTP vs. FedNow: Is There a Wrong Choice?

Posted on 23 May 2022

Credit unions have been placed in a difficult position when it comes to real-time payments. They could either offer the benefits of real-time payments right away with real-time payments by leveraging the TCH RTP® network, or wait for the FedNow Service. Now, the FedNow Service is scheduled to go live in 2023. With both rails as viable options, it begs the question, ‘which one is better?’. Alternatively, credit unions could embrace both networks.

In a NACUSO hosted webinar, Erika Baumann, Sr. Analyst for Aite Novarica, and Al Griffin, Product Manager at Alacriti, discussed how the FedNow Service and the RTP network should fit into a credit union’s payments strategy.

Download the webinar recap to learn more.



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