Digital payouts: Faster payments, fewer checks
Quick, secure, and cost-effective digital disbursements—without the hassle of paper checks
Issuing paper checks can be a burden. Beyond the cost of supplies and time spent in check issuing process, there’s also the challenge of tracking which checks have been cashed.
Orbipay Payouts empowers businesses to initiate electronic payouts to their payees directly, reducing the time and costs associated with paper checks. Funds can be delivered quickly and easily via ACH regardless of whether the payee’s bank account information is already on-file.
The result is a streamlined, secure, instant digital disbursement process that puts payees first. Improve customer experience with our digital payment solution.
Payee Portal
Payees can enroll, provide bank account information, and access payout history.
Payer Portal
Customer-facing staff can access payees’ profiles, payout history, and upcoming payouts.
Reporting
Quickly access reports related to payees’ historic and upcoming payouts.
Alerts and Notifications
Payout-related alerts and notifications via email and/or SMS text messages.
Security and Compliance
Built-in security features ensure data privacy and protection for payees.
Supports three B2C payout scenarios
Straight-Through
Designed for businesses that have all the required information they need to make payouts directly into payees’ bank accounts. In this scenario, the business provides full payment instructions for their payees including the destination bank account information.
One-Off
Facilitate ad-hoc payouts when the payee’s bank account information is not available. In this scenario, the business will notify payees of an upcoming disbursement and provide a link to the Payee Portal that they can visit within a specific date range to receive it electronically.
Recurring
Allow businesses to process recurring payouts when payees’ bank account information is not available. Businesses will notify their payees of the option to receive them electronically and provide a link to the Payee Portal where they can enroll.
Types of payouts the platform supports
Orbipay Payouts supports a wide range of outbound payment scenarios to help businesses replace paper checks. Common use cases include:
- Claims Payouts – Insurance and healthcare payments for approved claims
- Refunds and Rebates – Consumer refunds, overpayment reimbursements, and promotional incentives
- Vendor Payments – Transfers to contractors, suppliers, and third-party service providers
- Global Payouts – Send secure cross-border transfers via international wire or Visa Direct, reaching 120+ countries in 200+ currencies.
We also support more specialized disbursement needs, including:
- Loan Disbursements – Deliver approved loan funds directly to borrowers
- Incentive and Stipend Payments – Issue bonuses, reimbursements, or non-payroll payouts
- Settlement and Legal Payments – Manage secure transfers related to legal claims or class-action resolutions
With flexible delivery methods like ACH, and a streamlined digital customer experience, Orbipay Payouts enables businesses to scale disbursement operations securely and efficiently.
