Highlights
- Dade County Federal Credit Union launches Alacriti’s Orbipay Loan Payments to enhance digital payment experiences and streamline operations.
- Real-time core integration improves payment visibility and reduces manual processes.
- Strategic partnership establishes foundation for continued payments modernization.
Migrates 2,000 Recurring Payments to a Real-Time, Configurable Platform for More Visibility and Operational Control
BRIDGEWATER, N.J. – June 25, 2026 – Dade County Federal Credit Union (Dade County FCU), one of Florida’s leading community-based credit unions, has partnered with Alacriti, a provider of cloud-based payment technology, to modernize its loan payment experience through the implementation of Orbipay Loan Payments.
This launch serves as the foundation for a broader payments transformation focused on strengthening digital capabilities and modernizing the credit union’s payments infrastructure over time.
Addressing Operational and Member Experience Gaps
Prior to modernization, Dade County FCU relied on a file-based loan payment platform with end-of-day processing, which limited real-time visibility for members and required manual exception handling internally. Recurring payment flexibility and funding source controls were also constrained.
To address these gaps, the credit union implemented a real-time, core-integrated platform, Orbipay Loan Payments. Through the implementation, Dade County FCU benefits from:
- Real-Time Core Integration
Enables immediate payment posting, balance validation, and improved reconciliation efficiency. - Recurring Payment Flexibility
Supports member-managed schedules and institution-controlled Autopay, including bi-weekly configurations aligned with payroll cycles. - Payment Method Controls
Applies configurable funding source restrictions by loan type to strengthen oversight and reduce processing costs. - Automated Return Item Reporting
Replaces manual exception handling with rule-based notifications and reporting. - Digital Access and Authentication Options
Allows members and non-members to make payments through web, mobile, or online banking with streamlined authentication. - Operational Oversight Tools
Provides real-time tracking and reporting across loan payment activity.
The implementation also included the successful transition of approximately 2,000 Recurring payments to the new platform, ensuring continuity for members while introducing enhanced functionality.
“Loan payments are often one of the most frequent touchpoints between a credit union and its members,” said Stuart Bain, Senior Vice President of Products at Alacriti. “By moving to a real-time, configurable platform, Dade County FCU has strengthened both operational control and the member experience. We look forward to continuing to support their modernization journey.”
The deployment of Orbipay Loan Payments represents the first step in a larger strategic relationship between Dade County FCU and Alacriti. As member expectations continue to evolve toward digital and real-time experiences, the credit union is investing in infrastructure that can support continued innovation across its payments ecosystem.
About Dade County Federal Credit Union
Founded in 1939, Dade County Federal Credit Union (Dade County FCU) is a member-owned financial cooperative serving individuals, families, and businesses throughout South Florida. With a longstanding commitment to community development and financial empowerment, Dade County FCU offers a full range of financial services, including savings and checking accounts, consumer and business loans, mortgages, and digital banking solutions. The credit union is dedicated to delivering personalized service, innovative financial products, and accessible banking experiences that support the evolving needs of its members. For more information, visit www.dcfcu.org
About Alacriti
Alacriti stands at the forefront of payments innovation, delivering comprehensive payment and money movement solutions to financial institutions and businesses. Our commitment is to empower our clients and their users with seamless, easy-to-use, and secure real-time payment experiences across all preferred channels, rails, types, and devices. Alacriti’s innovative solutions provide cutting-edge payment technologies that integrate effortlessly with existing infrastructures. Discover more about how we are transforming payments at Alacriti.com.
Press Contacts:
Alacriti
Kristen Jason
kristen.jason@alacriti.com
Dade County FCU
Federica Chalumeau
Federica.Chalumeau@dcfcu.org
