Stablecoins are moving from future-looking discussion to practical planning for financial institutions. But adding digital money shouldn’t mean creating another silo. Banks and credit unions already manage ACH, wires, the RTP® network, FedNow® Service, Visa Direct, and other payment options—and the challenge is determining how stablecoins can fit into that environment without creating a separate infrastructure and operating model.
In this Fintech Confidential discussion, Alacriti CEO Manish Gurukula and Frank Wang, managing director of fintech sales at BitGo, discuss what financial institutions should consider as they prepare for stablecoins. They explore how digital money fits into a broader payments strategy, what changes when custody and wallet infrastructure enter the picture, and how banks and credit unions can prepare for new capabilities while continuing to support the payment rails they already rely on.
The discussion answers:
- Where do stablecoins fit alongside existing payment rails and use cases?
- What infrastructure should remain consistent as institutions add digital money capabilities?
- How should financial institutions decide what to build, buy, or source from specialized partners?
- What operational, compliance, and governance considerations need to be addressed before launch?
- What can banks and credit unions do today to prepare without overinvesting ahead of customer demand?
