Payments in 2026: What You Need To Know

As 2026 approaches, instant payments are entering a new phase of maturity. Financial institutions are shifting from “instant vs. not instant” to understanding where instant provides the most value, which use cases are accelerating adoption, how Request for Pay is expanding, and what new fraud patterns are emerging as real-time activity grows.

In this American Banker–hosted webinar on Thursday, January 28, at 2:00 ET, join Erika Baumann from Datos Insights, along with Alacriti payments leaders Neeraj Gupta, Stuart Bain, and Mark Majeske as they explore the latest insights, market trends, and strategic opportunities shaping instant payments in 2026.  

Topics will include:

  • What’s driving FI urgency in 2026  
  • Emerging instant-payments fraud trends and evolving controls
  • Network/rail updates shaping strategy, including stablecoin 
  • Request for Pay momentum and adoption patterns
  • Instant payouts and account funding: where volume is growing and why

Whether you’re planning for roadmap alignment, operational adoption, or revenue expansion, this session will help clarify where the market is really moving—and what FIs should be preparing for next.

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