Just when many financial institutions are getting comfortable with instant payments, a new question is emerging: What happens when money itself becomes programmable? For financial institutions, the challenge is not deciding between instant payments and stablecoins. It’s understanding how today’s modernization decisions will determine the ability to compete tomorrow.
In this Banking Exchange webinar, speakers Alacriti’s Mark Majeske, SVP of Faster Payments, and Divyarani Raghupatruni, Senior Director of Product, Data, and Orchestration, explore how financial institutions can prepare for the future of money movement without losing sight of today’s priorities.
The discussion covers:
- How instant payments are laying the groundwork for digital money
- Why stablecoins are gaining momentum with recent regulatory developments
- How leading institutions are overcoming common payments modernization roadblocks
- What it takes to support both real-time payments and digital assets
- Steps to prepare for emerging payment rails while maximizing existing investments
Our Speakers
As Senior Vice President of Faster Payments at Alacriti, Mark leads the overall corporate faster payments strategy and product development of the Orbipay Payments Hub. Mark also currently serves on the Faster Payments Council Board of Directors and chairs their Cross-Border Payments Work Group. Previously, Mark led product development for the RTP® network, the FedNow® Service, and Zelle® at FIS. In addition, Mark was part of the team that designed, developed, and launched the RTP network at The Clearing House. He also worked in digital payments product development at JPMorgan Chase & Co., Citibank, SunTrust Banks (now Truist Financial Corporation), and TD Bank.
Divyarani Raghupatruni is Senior Director of Product, Data and Orchestration at Alacriti, where she leads product strategy for Stablecoins, faster payments, and Data. With 15+ years in fintech and payments, she worked at Block (Square), redesigning cart and checkout products, reporting and data platforms, while establishing AI-first product practices. Her career includes building cross-border payments products at Transfast, which was acquired by Mastercard. Divya writes about the convergence of data, AI, and payments infrastructure, focusing on stablecoins, tokenization, and agentic commerce.
