As the demand for speed and convenience in payments continues to grow, credit unions face the challenge of modernizing without abandoning the reliability of legacy systems.

In a recent CUTimes-hosted webinar,  ACH & Real-Time Payments: Finding the Right Mix for Your Institution, Alacriti’s Neeraj Gupta, SVP of Product Management, explored how credit unions can navigate this shift by leveraging both ACH and instant payments through a unified payments hub. The discussion covered how to balance payment rails effectively, optimize smart routing, enhance the member experience, and strategically price services to drive revenue—all while laying a foundation for long-term growth.