Bring Zelle® Into Your Digital Banking Experience
Alacriti’s core-agnostic
solution unifies consumer, small business
payments, and disbursements in one platform with:
- Unified Payments
- Core-Independent Deployment
- Extensive Rule-Based Automation
- Centralized Fraud & Compliance
- Faster Time-to-Market
- Support for Consumer & Business Use Cases
Ready to learn more?
Fill out the form and a team member will be in touch.
Why Now?
Zelle® is one of the most widely adopted digital payment networks in the U.S., enabling consumers and small businesses to send money quickly and securely within digital banking apps using just a U.S. mobile number or email address. When Zelle® is integrated directly within your banking experience, your institution—not a third-party app—owns the customer relationship. Every payment, every interaction, every opportunity to cross-sell stays inside your ecosystem.
Zelle® users who would move their account to a bank that offers Zelle® if theirs didn’t1
P2P payments per user per quarter. Creating more debit card transactions and app logins helps reduce attrition2
Debit card transactions/month on average for new Zelle® users3
Users that say Zelle® positively impacts how they view their FI4
Use Cases

Personal
Gift money, pay the babysitter, or split the cost of a night out.

Small Business
Accept payments from customers or pay an eligible vendor, supplier, or employee.
Why Alacriti?
Increase Engagement & Retention
Reduce digital wallets displacement and increase loyalty and engagement.
Core-Agnostic Deployment
Launch without core changes or upgrades.
Unified Payments Experiences
Integrate Zelle® with other rails all on one single platform.
Streamlined Operations
Unified reporting, fraud checks, and centralized settlement.
Built-In Fraud Prevention Tools
Multi-layered protection for fast payments, with centralized fraud and transaction data in one place.
Simplified Settlement Management
Automates settlement on your behalf, reducing operational burden.
See Our Platform in Action
Orbipay Payments Hub for Zelle® offers a way to help address displaced P2P volume, explore new business use cases, and support keeping deposits in-house —all while aligning Zelle® with your broader payment strategy.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes. Sources: 1. Zelle 2. Early Warning 3. Zelle 4. Zelle