Beyond the Bill: Total Payment Flexibility
Orbipay EBPP (Electronic Bill Presentment and Payment) allows banks, treasuries, insurers, and enterprises to power modern billing and payments under their own brand—driving faster (and easier) payments and collections, resulting in lower costs, new revenue, and a better user experience.
Problem
Legacy Bill Payment Solutions Are Limiting Your Growth
Your clients demand modern, digital-first payments, but legacy systems can’t keep up. Relying on piecemeal solutions creates friction, inflates costs, and leaves revenue on the table. Common pain points include:
Rigid, legacy platforms that are hard to customize, extend, or resell
Fragmented reporting that forces teams to jump between systems—slowing decisions and increasing cost
Disconnected payment channels that create inconsistent client and end-user experiences
Expectations for seamless digital experiences across every channel
Orbipay EBPP: Built for Scale
Extend your platform with Alacriti’s modern, scalable, and trusted bill payment capabilities. In 2025, Alacriti processed:
Value of Payments Processed
Volume of Payments Processed
Businesses Supported
Top 100 U.S. Banks Clients
Did You Know?
41% of licensees within one of the largest U.S. health insurance networks use Alacriti’s Orbipay EBPP solution
Solution
Simplify Payments, Receivables, and Treasury Operations for You and Your Clients
Orbipay EBPP replaces fragmented, legacy payment and receivables tools with a single, white-label platform designed for banks, insurers, and enterprise resellers. Built to support multiple downstream clients, industries, and payment channels, it simplifies how payments are delivered, managed, and monetized—without the cost or complexity of building and maintaining payments infrastructure.
How Our Customers Are Using Orbipay EBPP:
Banks
White-label treasury solution for their commercial customers
Health Insurers, Utilities, & Other
Billing and Payment solution to simplify end-user payments
Payment Channels
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Guest Web Payments (no enrollment required)
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Enrolled Web Portals For Recurring And Managed Payments
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Mobile And Progressive Web App Experiences
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Pay By Text
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Ai-Enabled Chatbot Payments
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Hosted Ivr Payments
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Call Center And CSR-Assisted Payments
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Walk-In And Kiosk-Supported Payments
Payment Types
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One-Time Payments (same-day or future-dated)
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Recurring Payments
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Autopay Driven By Billing System Data
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Payment Plans And Installment Schedules
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Invoice Payments
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Account Funding
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Fees And Payment Add-Ons
Payment Methods
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ACH Bank Account Payments
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Debit And Credit Cards
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Apple Pay And Google Pay
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Paypal And Venmo
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Cash And Check (in-person channels)
All The Channels You Need In One Platform
With our single, unified platform we offer consolidated services and features so that you can deliver exceptional payment experiences to your consumers.
Value
Why Orbipay EBPP?
Holding onto legacy payment tools often costs more than replacing them
Most payment platforms were built for a single client, a single channel, or a single use case—then stretched far beyond what they were initially designed to support. Orbipay EBPP was purpose-built to help banks, treasuries, and enterprises deliver modern, white-label payment experiences across multiple clients, industries, and channels. What sets Alacriti apart is:
- One unified platform for all clients, channels, and payment types—no patchwork systems
- True white-label flexibility that lets you own the client experience without owning the technology
- Built-in automation and self-service that reduce operational cost as volume grows
Key Capabilities
Modern Payment Experiences Built for Scale
Multi-Channel Payments:
Support web, mobile, IVR, text, and agent-assisted payments in one platform.
White-Label Flexibility:
Brand and configure payment experiences for each client or use case.
Unified Reporting:
View and manage all payment activity from a single back-office system.
Flexible Integrations:
Support API, file-based, SSO, and embedded models.
Self-Service Payments:
Enable One-Time, Recurring, and Scheduled payments.
Automation Controls:
Reduce manual work with configurable rules and workflows.
Key Benefits
The Business Case for Modernizing Bill Payments
Lower Operating Costs
Faster, More Predictable Cash Flow
Improved Operational Efficiency
Increased Digital Payment Adoption
Stronger Client Retention
Greater Visibility, Control, and Compliance
Increased On-Time Payments and Reduced Delinquency and Collection
Customer Perspectives
We Help Customers Achieve Superior Business Outcomes
Frequently Asked Questions
How does Orbipay EBPP help businesses reduce operational costs?
Orbipay EBPP consolidates all payment channels into a single, scalable platform and replaces manual processes with automation and self-service. This reduces payment-related calls, minimizes exceptions, and eliminates the need to manage multiple systems as client volume grows.
Do end customers need to enroll or log in to make a payment?
No. In addition to enrolled experiences, Orbipay EBPP supports guest payments, allowing customers or third parties to pay securely without creating an account. Options like Pay By Text, Hosted Web Payments, and IVR reduce friction while ensuring accurate posting.
How does Orbipay EBPP support multiple clients and brands?
Orbipay EBPP is built for resellers and supports multi-client, multi-brand environments. Each client can have its own branding, configuration, settlement accounts, and business rules—all managed within a single platform.
Can Orbipay EBPP integrate with our existing systems?
Yes. Orbipay EBPP supports flexible integration models, including APIs, file-based processing, SSO, and embedded experiences. This allows businesses to modernize payment delivery without replacing core systems or disrupting existing client workflows.
Let’s Talk About Your Bill Payments Strategy
See how Orbipay EBPP reduces operational burden while giving you full control over modern, multi-channel payment experiences.
