Payments modernization has become increasingly complex for banks. With more payment rails than ever—including the RTP® network, the FedNow® Service, ACH, wires, Zelle®, push-to-card payments, and emerging digital money like stablecoins—financial institutions face growing pressure to deliver faster payment experiences while maintaining operational efficiency.
In a Banking Exchange-hosted webinar, Making Sense of the Payments Alphabet Soup: A Bank’s Guide to 2026, Mark Majeske, SVP of Faster Payments, and Divyarani Raghupatruni, Senior Director of Product, Data and Orchestration at Alacriti, explored how banks can build a practical roadmap for payments modernization. The discussion examined how institutions are evaluating and sequencing payment rail adoption, where market demand is accelerating, and why a multi-rail strategy is becoming essential for long-term success.
