Blog

02 Apr 2024 What is CFPB Section 1033 and How Will it Affect Financial Institutions? Discover the core elements of CFPB’s Section 1033 regulation and its effects on community banks and credit unions.

08 Feb 2023 The Rules and Regulations of Online Payments Accepting online payments means that businesses are subject to regulations from various entities. Here’s an overview of rules pertaining to Nacha, the card networks, PCI DSS, and Know Your Customer (KYC).

01 Feb 2023 Faster Payments Are Set to Revolutionize Modern Digital Payments When it comes to payments modernization, how does it fit into an overall seamless digital banking experience? This blog highlights the importance of ease of use and instant gratification in the user’s banking experience.

14 Dec 2022 Real-Time Payments Are Ubiquitous: Is Your Business Ready to Accept Real-Time Payments? As instant payments grow, so does the risk of fraud. This blog discusses what financial institutions can do to mitigate real-time payments fraud.

10 Jan 2022 Payments and the Internet of Things (IoT) Consumers expect payments to work seamlessly with their connected devices as the Internet of Things (IoT) has evolved rapidly. In our blog, you'll find examples of the IoT in action, as well as what it implies for payments.

07 Jan 2022 Educating Consumers on Real-Time Payments Fraud Risks When it comes to payments, fraud is always a major concern. The most effective preventative tool is consumer education. In this blog, we'll discuss how financial institutions should educate their consumers about fraud risks.

05 Oct 2021 Paperless Billing: Why Make the Switch? Paper statements provide many benefits, but electronic billing can deliver those benefits and more. Here are four reasons why businesses should continue encouraging their customers toward electronic bill presentment.

10 Aug 2021 3 Applications of Machine Learning in Financial Services Advances in machine learning have game-changing implications for financial services. Learn how ML is transforming customer service, personal finance, and fraud and risk management in our blog.

07 Jul 2021 Best Practices to Prevent Payment Fraud As payments get faster and more rails become available, fraud is a reasonable concern. Here’s how to avoid it.

25 May 2021 The SWIFT Approach to Payments Security SWIFT’s Customer Security Programme (CSP) is designed to help protect the security of the financial system and the counterparties within it. Learn more about SWIFT, its CSP, and what it means for payments in our blog.

22 Apr 2021 Chatbots Gone Rogue: How Weak Chatbot Security Enables Bad Actors Chatbots have become a standard practice in customer service. Learn from these past chatbot security flaws and discover how to maximize your investment in AI while minimizing data privacy risks in this blog.

07 Apr 2021 When Compliance Leads to Innovation Annual compliance reviews and reports often lead organizations to make changes to their systems or processes. But how many are taking a step back to think about how they could leverage them to think bigger?

10 Mar 2021 A Primer on PCI DSS Accepting digital payments opens the possibility for cybercriminals to steal and misuse customer data. A solid defense requires a multi-faceted approach including PCI DSS. Here are some questions and answers to help get started.

13 Aug 2020 Mobile Payments: What Are the Benefits? Mobile payments via digital wallets are more commonplace than ever. What are some of the perks of mobile payments? Our blog shares four benefits for businesses and consumers.

14 Jul 2020 Prepare for Your SWIFT CSP Assessment Now SWIFT users must complete a KYC Security Attestation application and submit self-assessment data before December 31, 2020, to confirm their organization’s level of compliance with SWIFT Customer Security Programme (CSP) requirements.

18 Jun 2020 Rule Changes and the Opportunity for Innovation (Webinar Recap) Alacriti hosted a webinar with Nacha that explored the upcoming rule changes for WEB Debits and what that means for payment workflows from a billing and payments standpoint. Here's our recap.

27 Mar 2020 The Value of AWS Well-Architected Framework Reviews AWS Well-Architected Framework reviews help businesses create and maintain resilient and efficient computing infrastructure through operational excellence, security, reliability, performance efficiency, and cost optimization.

20 Feb 2020 Benefits of Cloud Computing with AWS Amazon Web Services (AWS) helps businesses thrive by freeing up financial and IT resources, increasing speed and agility, and reducing business risk. With AWS, organizations are better equipped to address market needs and demands.

08 Jan 2020 Six Payments Trends to Watch in 2020 Six payments trends to watch in 2020 include unbridled industry change, cloud computing, unified commerce, frictionless data-rich payment experiences, real-time payments and increasing data security and privacy regulation.

24 Oct 2019 What’s Driving Consumer Adoption of Digital Payments? Digital payments provide benefits including enhanced security, speed, and convenience. Our blog investigates key reasons why today’s consumers are adopting digital payments as an alternative to traditional methods like cash.

15 May 2019 5 Takeaways from NACHA PAYMENTS 2019 Alacriti was honored to attend and speak at NACHA PAYMENTS 2019. Here are five takeaways we learned at the conference related to artificial intelligence (AI), payments fraud, chatbots, paper checks, and biometrics.

08 Apr 2019 The Building Blocks of Production Support: ITIL and COBIT Alacriti’s Production Support capability is guided by two approaches, ITIL and COBIT, that help set appropriate client expectations while allowing us to deliver the best service possible. Our blog details these approaches.

07 Mar 2019 Webinar Recap: Why businesses need to embrace Digital Disbursements. Now. There are significant benefits to be gained by businesses that transition away from paper checks and toward Digital Disbursements for B2C payouts. Our webinar recording makes the case for making the switch.

08 May 2018 The Second Pillar of Information Security: Risk Management Lifecycle A comprehensive risk management lifecycle works hand in hand with security policies to create a sustainable information security program. Alacriti’s risk management approach helps keep us nimble in the face of daily threats.

12 Feb 2018 The Pillars of Information Security As a payment processing technology provider, our clients, auditors, and regulators expect us to maintain a very high standard of data security.

29 Jun 2016 Banks and the Blockchain Blockchain technology is a promising new concept currently being explored for practical application by the financial services industry.

18 Aug 2014 A Lesson in IT Security, Information Privacy, and Pandemic Preparedness Our security-focused blog compilation covers topics including IT security, regulations affecting bill payments, the difference between information security and information privacy, and key considerations for pandemic preparedness.