Orbipay Payments Hub

Modern payments infrastructure for financial institutions.

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Accelerate payments modernization on a unified, cloud-native, ISO 20022 based platform.

The payments landscape is changing rapidly. Driven by evolving customer expectations, new technology, non-bank competitors, the time is now for banks and credit unions to innovate. New technology like real time payments, open APIs, and cloud banking are helping to meet customer demand, while providing speed, convenience, and decreased cost.

Orbipay Payments Hub helps banks and credit unions to bring new products and services to market faster, streamline operations and reduce costs. Orbipay Payments Hub delivers end-to-end payment orchestration and processing via TCH's RTP® network, FedNow® Service, Visa Direct, Fedwire, and ACH payment rails on a secure, unified, future-proof platform.

Key Features

Real-Time Payments

Access real-time payments via TCH's RTP® network, FedNow® Service, or Visa Direct and deliver innovative money movement experiences to your customers.

Cloud-Native, Built for Scale

Built on leading cloud services including Amazon Web Services, Orbipay Payments Hub provides you with security and scalability that’s always available. Our cloud-native architecture is built for speed, responsiveness, and reliability and provides you with a strong foundation for innovation.

Open APIs, Microservices-Based Architecture

Orbipay Payments Hub's Open APIs and microservices based architecture allow you to fine tune your payment services to meet ever changing customer needs and regulatory requirements. Learn more

Integrated Fraud and Risk Management

Real-time fraud monitoring and detection including transaction screening against OFAC lists, negative / bad accounts, transaction limits, velocity rules, etc., enables you to manage risk and maintain regulatory compliance.

Intelligent Payment Routing

Provides you with flexible options tailored to your needs and payment scenarios.

Ease of Integration

Orbipay Payments Hub's flexible framework delivers simple and fast integration with core banking, digital banking, fraud and risk management and other internal systems.

ISO 20022 Native Services

Employs data and message models based on ISO 20022 standards helping you drive payments modernization and innovation, greater levels of automation and global messaging consistency.

Built-In Security

Built-in advanced security features to ensure data and privacy protection.

Reporting and Analytics

Comprehensive, in-depth reporting and analytics for unparalleled insight into payment operations.

Benefits

Unified Payment Processing and Settlement

Consolidate payment processing, orchestration, and settlement for all payment types through a single system. Centralized processing helps to lower processing costs and improve operational efficiencies.

Fast Time to Market

Deliver on customer expectations for convenient real-time payment experiences. Gain access to the TCH's RTP® network, FedNow® Service, Visa Direct, Fedwire, and ACH payment rails with pricing models that scale with you, eliminating the need for large upfront investments.

Future-Proof Your Payments Infrastructure

Drive payments modernization and data-driven innovation powered by ISO 20022-based messaging standards that supports seamless interoperability between payment schemes, including TCH's RTP® network and FedNow® Service.

Agile Cloud-based Platform

Built from the ground up, and optimized for cloud scale and performance. Open APIs and microservices based architecture provides limitless possibilities to create differentiated faster payments products and experiences.

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