Explore the dynamic world of payment solutions in this engaging conversation with fintech expert Marcia Klingensmith, CEO of FinTech Consulting. In this podcast, Klingensmith discusses the critical elements of a modern payment solution, compassionate options such as “skip-a-pay” for those facing financial hardships, and the innovations of instant payments. This episode also offers a glimpse into the future of payments, highlighting the significance of emerging technologies like cloud-based services.

EBPP is a holistic approach to presenting electronic bills and accepting digital payments from consumers. The payment experience is a critical touchpoint, making it necessary to evolve along with consumer demand. In this podcast episode, we meet with Stuart Bain, SVP of Product Management at Alacriti, to discuss the history and future of EBPP. He also provides insights into the most important aspects of a modern EBPP solution. 

Alkami Technology, Inc. is a leading cloud-based digital banking solutions provider for financial institutions in the United States with more than 13.7 million users. In this podcast episode, we meet with Jeff Bucher, Senior Product Manager at Alkami, to discuss payments modernization and how it fits into an overall seamless digital banking experience. He also dives into Alkami’’s partnership with Alacriti and how both companies work together to power an intuitive user experience.

Read more in Alkami’s blog on Demystifying Real-time and Faster Payments.

Of late, there has been a great deal of forward movement in cross-border faster payments. In April 2022, EBA Clearing, Swift, and The Clearing House announced their plan to launch a pilot service for immediate cross-border payments. In addition, Visa Direct has made cross-border payments possible for over 3B eligible debit cards, including nearly 2B in real-time. Here, Mark Majeske, SVP of Faster Payments at Alacriti and part of the team that launched The Clearing House RTP® network, weighs in on cross-border faster payments today and tomorrow.

We’ve discussed in depth what Zoomers want from financial institutions on our podcast previously. An excellent customer experience, especially when it comes to digital payments, is a must-have for this generation. Rick Delisi, Glia’s Lead Research Analyst, dives deeper into how financial institutions can have a fully integrated digital platform that meets the needs of their customers or members.

With real-time payments accelerating, Request for Pay (RfP) functionality has the potential to revolutionize the bill payment space as we know it. In this interview, Mark Ranta, Alacriti’s Payments Practice Lead, explores what you need to know about RfP and how real-time payments are changing. We also discuss how financial institutions and account holders can benefit from RfP—and take advantage of it now.

With many Zoomers new to banking products and services, there is much to learn about what financial institutions can do to appeal to them specifically. In this podcast, two speakers, who are Zoomers themselves, explore this generation’s financial habits and what they look for in financial institutions.

We spoke to Emilie Hibbard, a recent Boston University grad who has carried out focused research for Alacriti. Today, she discusses her research on the difficulties of rural women in India in accessing financial services. An issue, which like so many others, has been exacerbated by the pandemic. Emilie offers a model for confronting these disparities without losing sight of the larger societal causes, which is something often sorely lacking in our solutions and technology-based analysis.

Hawala is a globe-spanning informal funds transfer (ITF) system that has been used since the eighth century to transfer funds anywhere in the world at the speed of information. It is incredibly versatile and simple on the user-side but has also been accused of enabling crime and terrorism.

In this episode, we cover the basics, how it relates to today’s payments industry, and how Hawala can teach us to optimize our networks.

Mark Ranta is our resident payments whiz here at Alacriti. In this interview, we expose ourselves as crypto-heads, and Mark gives some background on how the big payments organizations are fostering adoption and interoperability for the rails of today and tomorrow. We also talk about how institutions can work with fintech to capture the electronic and mobile payments market via value-added services.

The inaugural episode of our podcast will introduce our show, and cover our first topic—how Generation Z thinks about banking. Christian Hibbard gives a first-hand perspective, and also covers internet culture and how Zoomers decide what businesses to patronize.